HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules

admin April 15, 2025 Leave a Comment

HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules

Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffs

UK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more.

The number of low-deposit mortgages that let buyers borrow up to 95% of a property’s value has hit a 17-year high.

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